Welcome to the Q1 2026 edition of The Reality Check. By connecting Attain’s consumer sentiment surveys with first-party verified purchase data, we reveal where stated intentions align—and diverge—from real-world spending behavior.
This quarter’s data surfaces a consistent pattern across nearly every question we asked: consumers’ self-reported financial sentiment is often disconnected from their actual transaction behavior. This disconnect isn’t driven by dishonesty or carelessness. Rather, it reflects the reality that consumers tend to remember deliberate financial decisions while losing visibility into the hundreds of smaller spending behaviors that shape their total economic activity.
The result is a widening gap between how consumers feel about money and how they actually spend it—a gap that has important implications for audience strategy, media investment and creative planning.


